At college, you might need some renters insurance. Check with your parents/guardian as to having a rider put on their household insurance plan.

If that is not an option, look into renters insurance. You can get several tens-of-thousands of dollars of insurance for $50 bucks and upwards-maybe even cheaper.

Then grab your camera [or cell phone camera or video] and record images of your stuff. Keep copies in a safe place. Should anything happen, this documentation will be helpful in making a claim.  It is always best to be prepared.

Learn more tips for college life by downloading my eBook:

College Life Tips: for Living the College Life